Terms & Conditions

1. About FHINZ — an informational site, not an operator

FHINZ is an independent comparison and information service about online casinos, sports betting and crypto casinos relevant to New Zealand players. FHINZ is not a gambling operator. We do not accept bets, hold player funds, offer games or provide any gambling service. We publish reviews, comparisons, guides and rankings to help you make informed decisions. When you choose to gamble, you do so directly with a third-party operator under that operator's own terms, and your relationship is with them, not with us.

2. Eligibility and age (18+)

The content on FHINZ is intended for adults aged 18 years or older. Gambling in New Zealand is strictly R18. By using this site you confirm you are at least 18 and that it is lawful for you to view gambling-related content in your location. Nothing on this site is directed at, or intended for, anyone under 18.

3. Affiliate relationships and disclosure

FHINZ earns revenue through affiliate marketing. When you click certain links and register or deposit with an operator, we may receive a commission, at no additional cost to you. This does not change the price, bonus or terms you receive. Our rankings and reviews are editorially independent and cannot be bought — see our review methodology and about page. Affiliate links are marked and carry rel="nofollow sponsored". While a commercial relationship exists with some operators, we do not control and are not responsible for their products, offers or conduct.

4. No warranty on operator terms or offers

We work hard to keep bonus values, terms, payment methods and other operator details accurate and current, but this information changes frequently and is controlled by the operators, not by us. We give no warranty that any operator information — including bonuses, wagering requirements, payout times or licensing — is complete, accurate or up to date at the time you act on it. Always read the operator's own current terms and conditions before registering, depositing or claiming any offer. Bonuses may be region-restricted, time-limited or withdrawn without notice, and some offers may be quoted in currencies other than NZD.

5. Legal status of gambling in New Zealand

Under the Gambling Act 2003 it is unlawful to operate remote interactive gambling from within New Zealand, but the Act does not penalise individual New Zealand residents who play at casinos licensed offshore. The operators featured on FHINZ are licensed overseas (for example in Curaçao, Anjouan, Malta or Tobique). This is general information, not legal advice. New Zealand's regulatory framework is changing — including under the Online Casino Gambling Act — and you are responsible for ensuring your own use of any gambling service is lawful. If in doubt, seek independent legal advice.

6. No professional advice

Content on FHINZ is for general information only and is not legal, financial, tax or professional advice. Statements about New Zealand tax — such as recreational gambling winnings being tax-free — reflect our general understanding and may not apply to your circumstances (for example, professional gamblers or frequent crypto traders). Always consult a qualified professional or the IRD for advice specific to your situation.

7. Limitation of liability

To the fullest extent permitted by law, FHINZ, its owners, editors and contributors will not be liable for any loss or damage — including gambling losses, lost winnings, or any direct, indirect, incidental or consequential loss — arising from your use of this site, your reliance on any information here, or your dealings with any third-party operator. You use the site and any operator entirely at your own risk. Nothing in these terms limits any rights you may have under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986 that cannot lawfully be excluded.

8. Third-party links

The site contains links to third-party websites, including gambling operators. We do not control those sites and are not responsible for their content, terms, privacy practices, security or availability. Following any external link is at your own risk and subject to that third party's terms.

9. Intellectual property

All content on FHINZ — including text, reviews, rankings, graphics, logos, layout and the compilation of that content — is owned by FHINZ or its licensors and is protected by New Zealand and international intellectual property law. You may view and share our content for personal, non-commercial use with attribution, but you may not copy, reproduce, republish or exploit it commercially without our prior written permission. Operator names and logos are the property of their respective owners and are used for identification purposes.

10. Acceptable use

You agree not to use the site unlawfully, to attempt to gain unauthorised access to it, to interfere with its operation, or to use automated means to scrape or copy content at scale. We may restrict or terminate access for any breach of these terms.

11. Changes to these terms

We may update these terms from time to time. Changes take effect when posted on this page, and the "last updated" date will reflect the most recent revision. Your continued use of the site after changes are posted constitutes acceptance of the revised terms.

12. Governing law

These terms are governed by the laws of New Zealand, and any dispute relating to them or to your use of the site is subject to the exclusive jurisdiction of the New Zealand courts.

13. Contact

Questions about these terms? Email us at [email protected] or use our contact page. Please also read our privacy policy and cookie policy.